Making Your Home Even Sweeter
We’re real people who not only understand the Southeast Wisconsin real estate market, but also appreciate how intimidating homebuying can be. We’re here to help!


Meet Victoria M. Andes
VP | Mortgage Loan Officer III
NMLS ID: 447073As a mortgage professional with more than three decades in the industry, Victoria has helped countless families in the home buying process. She understands home financing is one of the biggest financial decisions of a person’s life and is here to guide her clients every step of the way. The most rewarding part of her job is helping clients reach their financial goals, like working with first-time homebuyers and seeing the smiles on their faces after closing.
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Location(s)
Brookfield – Bluemound Rd.Most Common Lending Areas
- Lake Country Area
- Milwaukee County
- Waukesha County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- FHA, VA and WHEDA loans
Testimonials
- “Victoria Andes is a true professional! She is experienced, knowledgeable and reliable. My refinance occurred during COVID, and the amount of paperwork required due to my self-employment and new rules was overwhelming to me. If it weren’t for her encouragement and insight, I might have given up. Thank you, Victoria!” — S.S., Wales
- “We are so pleased with how Victoria handled our refinance from start to finish. She is efficient, knowledgeable and friendly.” — D.M., Hales Corners
- "Victoria was fantastic. I have already recommended her to multiple colleagues building new homes as well. Her communication was always immediate and precise. She has earned a lifelong customer for any future mortgage needs." — A.C., Hartland
- "Over the last 10 years, Tri City National Bank has proven time and again that they are a true partner in the mortgage market. Through impressive response times and complete knowledge of mortgage options, Tri City National Bank is the perfect fit to help home buyers navigate through the entire process." — A.B., Cedarburg


Meet Rebecca Hawes
Mortgage Loan Officer
NMLS ID: 553552Rebecca’s customers are her priority! She attended UW-Whitewater and then chose to serve her community in the banking industry. Her clients consider her both energetic and enthusiastic, and her goal is to find financing solutions that fit her clients’ financial goals. With 15 years in banking, she has found the most joy in partnering with clients to find their dream home.
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Location(s)
Racine – Lathrop Ave & KenoshaMost Common Lending Areas
- City of Kenosha
- City of Racine
- Kenosha County
- Racine County
- Southern Milwaukee County
Areas of Expertise
- New construction
- Lot loans
- Investment property purchase
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- Buyer relocation
- FHA, VA and WHEDA loans
Testimonials
- “Rebecca went way above and beyond. She gave us multiple options for loan types and guided us to our best choice. She was quick to respond and let us know everything we needed.” — B.H., Racine
- “Rebecca is the best! She understands the business, and she understands the feelings and concerns of the consumer. She does an excellent job explaining the process and working with us every step of the way. We wouldn’t go with anyone else.” — D.J.G, Racine


Meet Rebecca Hollander
Mortgage Loan Officer III
NMLS ID: 400682Rebecca has been in the mortgage industry, servicing the home financing needs of both homebuyers and homeowners, since 2003. As a mortgage professional with a reputation built solely on trust and referrals, she is devoted to personalized service and the satisfaction of her clients. Rebecca goes the extra mile and works closely with her borrowers throughout the mortgage application process. She is dedicated to meeting their lending needs, surpassing their service expectations and building a lifelong business relationship.
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Location(s)
Waukesha – Sunset Dr.Most Common Lending Areas
- Milwaukee County
- State of Wisconsin
- Walworth County
- Washington County
- Waukesha County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- Home construction / bridge loans
- USDA loans
- FHA, VA and WHEDA loans
Testimonials
- “My mortgage refinance went smoothly from start to finish. Having a local bank and an experienced and knowledgeable loan officer who helped me through the process just made it so easy. I highly recommend Tri City National Bank!” — W.J., Greendale
- “Honest, upfront information. Went very smoothly. Rebecca answered emails very quickly. I hear of terrible experiences at other mortgage lenders, but Tri City was so easy.” — B.F., Wauwatosa
- 'Tri City Bank was very good to work with. Our loan officer, Rebecca Hollander, was very professional and answered any questions we had in a timely and thorough manner. Every step of the process of getting our home loan was clearly explained. We would highly recommend anyone to consider using Tri City National Bank for their mortgage needs as well as general banking." — J.S., Wauwatosa
- "Rebecca Hollander worked hard to make the process go smoothly. I had many questions along the way, and she was very patient when explaining the details to me. My emails and voice messages were always returned within one business day, usually on the same day I sent them. Rebecca is very professional and kind. Highly recommended." — M.T., Greenfield


Meet Randy King
VP | Mortgage Lending Officer III
NMLS ID: 503471Randy is proud to have worked in mortgage lending for the past 20 years. Whether you are a first-time homebuyer, downsizing, or upgrading, his goal is to walk you through the entire process, keeping you well informed. His passion is in first-time homebuyers, helping them budget or work on their credit to get them into a position to achieve their financial goals. He will continually follow up with his clients to keep them on track for their dream home.
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Location(s)
Milwaukee – Oklahoma Ave.Most Common Lending Areas
- Milwaukee County
- Washington County
- Waukesha County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- Buyer relocation
- Home construction
- FHA, VA and WHEDA loans
Testimonials
- “Working with Randy King was excellent as a first-time homebuyer. No question was a stupid one. He answered all my questions and gave examples if I didn’t understand something. Very knowledgeable in his field and got me one of the best interests rates possible. Hands down, Randy and his staff are excellent at what they do. This by far is one of the biggest purchases I have ever done and feel very comfortable knowing I was in good hands.” — A.H., Milwaukee
- “We had the pleasure of working with Randy King as our lender. Being a first-time homebuyer, I would 10/10 recommend his services. With the ever-changing and fast-paced market we are in, Randy was able to secure us a fantastic rate and assist in closing on our first home. He explained everything thoroughly and was always available to answer the many questions we had. Thank you so much!” — G.W.
- “Randy is excellent and always available for questions and helpful throughout the process. I had no experience, and he walked me through every step. True professional! 10/10 experience!!!” — D.F.
- "Randy worked overtime to get us a loan. He was always on top of every situation we faced at every difficult point. Honestly, he caught several errors from sources that I believe should have known better. We’re it not for him and his perseverance, we would not have the opportunity to own our first home...Thank You Randy, from the bottom of my heart. — J.G., Milwaukee


Meet Cindy McGill
Mortgage Lending Officer III
NMLS ID: 1248406Cindy has been privileged to work in the mortgage industry for more than 20 years, helping customers with products and services to fit their specific needs. Purchasing a home is a major decision, and she love working with customers and families to provide education on their mortgage choices and a truly remarkable loan experience. You’ll find her to be sincere, honest and passionate about my customers’ entire financial plan.
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Location(s)
Brookfield - Capitol Dr., Wauwatosa – Bluemound Rd., West Allis – Greenfield Ave.Most Common Lending Areas
- Milwaukee County
- Ozaukee County
- Racine County
- Waukesha County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- Rebuilding or establishing credit
- Home construction / bridge loans
- U.S. Department of Agriculture (USDA) Loans
- FHA, VA and WHEDA loans
Testimonials
- “I have done many refinances. This was by far the easiest and most cost effective I have done.” — C.W., Menomonee Falls
- “I went through the process of refinancing my mortgage through Tri City mostly because I have been banking with them for over 20 years. Cindy went above and beyond to make sure that everything went smoothly. I greatly appreciate everything she did to help and to make sure that I understood everything. Thank you!” — K.H., Racine


Meet Miguel (Mike) Ocampo
VP | Mortgage Lending
NMLS ID: 723405My passion lies in helping customers achieve their financial goal of homeownership. Whether you are a first-time homebuyer or experienced, my goal is always to exceed customer expectations. With 20 years in the mortgage industry, I genuinely care about my customers needs and will do what I can to match those needs with the best solution.
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Location(s)
Hales Corners – 108th St.Most Common Lending Areas
- Milwaukee County
- Waukesha County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- Buyer relocation
- Home construction
- FHA, VA and WHEDA loans
Testimonials
- “We worked with Mike Ocampo to buy our first home, and he was an absolute pleasure to work with. He was very prompt with all communications and walked us through the process clearly at every step. As first-time home buyers, we are grateful that we chose Tri City!” — A.K.K., Franklin
- “I’ve been a Tri City customer since 2003 but for some reason never thought to use them for mortgage financing until now. I’m so glad I did. It was the easiest financing experience I’ve ever had, and I got a great rate and term!” — H.F., Waukesha
- “You are a family-oriented bank that deserves all the attention. Your attitude toward people is very satisfying. I am personally delighted. I have no suggestions because you have a good and well-coordinated team that deserves all the attention with Mr. Miguel Ocampo at the helm. Thanks!!” — M.O., Franklin


Meet Marie Sandlin
Vice President
NMLS ID: 474415Marie will strive to help you reach your dream of home ownership. Her extensive knowledge of personal lending has allowed her to help many families achieve their financial goals, and she would be honored to do the same for you. Marie prides herself on being a great communicator and will always make sure that you understand the available financing options. Her career in banking began more than a decade ago, with the past six years concentrated on mortgage lending.
Marie is also a member of the Loan Review Committee for the Hmong Wisconsin Chamber of Commerce.
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Location(s)
Hales Corners – 108th St.Most Common Lending Areas
- Milwaukee County
- Waukesha County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- Buyer relocation
- Home construction
- FHA, VA and WHEDA loans
- Commercial lending
Testimonials
- “I am very satisfied with the service I received in the refinance of my mortgage. The service I received was extremely efficient.” —D.R., Hales Corners
- “Great professional service. Always answers the phone and gives great information and follow-up. Maria is great!” — D.H., New Berlin


Meet Brandy Stork
Assistant VP | Mortgage Loan Officer III
NMLS ID: 474466Whether you are a first-time home buyer or have enjoyed homeownership for many years, Brandy can help you! She comes with more than 23 years in the banking industry. Her creativity and knowledge of both traditional and non-traditional mortgage programs allow her to fit the right product to your situation. She prides herself on building strong and trusting relationships with her clients to serve their current and future financing needs. From the initial meeting to the closing of the loan, she provides guidance and a complete understanding of the mortgage process.
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Location(s)
Mount Pleasant – Northwestern Ave. & Oak Creek – 27th St.Most Common Lending Areas
- Brookfield
- Franklin
- Kenosha
- Oak Creek
- Racine County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- Home construction / bridge loans
- Debt consolidation, refinance, and restructuring
- FHA, VA and WHEDA loans
- Divorce or separation
Testimonials
- “Tri City has been my personal bank for checking and savings for many years. I was very happy to refinance my home mortgage with them. My loan officer, Brandy Stork, was very helpful and concise in walking me through the process. Her timely communications kept the process moving through to the final closing.” — E.P., Franklin
- "My experience with Tri City was beyond exceptional. The staff was very helpful and knowledgeable. Everything was explained to me in terms I understood. All calls and emails were answered extremely fast, and I was updated every step of the process. They made the whole experience stress free and pleasant." — M.S., Greenfield
- "Thank you so much for your assistance, patience, and kindness in this long mortgage acquisition." — B.V., Mt. Pleasant


Meet Rachael K. Tharp
Mortgage Lending Officer III
NMLS ID: 845028As a member of the Tri City National Bank family for more than a decade, Rachael has had the pleasure of helping her clients achieve their financial goals. Mortgage lending has been her primary focus since 2012, and she enjoys providing the best financial solutions. Her customers are important to her, and she strives to make the homebuying process as seamless as possible.
She is a graduate of the Wisconsin Mortgage Bankers Association Residential Mortgage Lending School.
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Location(s)
Oak Creek - Ryan Rd.Most Common Lending Areas
- Milwaukee County
- Racine County
Areas of Expertise
- Home purchase
- Home equity / major renovation
- First-time homebuyers
- Rebuilding or establishing credit
- Buyer relocation
- Home construction
- FHA, VA and WHEDA loans
Testimonials
- “Top-notch friendly service every time and always explained in detail and clear of any service you get.” — G.R., Oak Creek
- “First-time customer with Tri City National Bank, and my mortgage refinancing was done fast and with no issues. Rachael Tharp was very professional and responded to my questions in a fast and timely matter.” — A.M., Milwaukee
- "Rachael got the job done promptly and efficiently. Couldn't ask for more or better. Thank you, Rachael! I would highly recommend Rachael and Tri City for any and all services!! — R.O., Caledonia