Home Equity Loans

Don't move...Improve!

Access cash from the equity in your home. Our home equity loans and lines of credit use your home's equity as backing to lock in an affordable rate. These lending options are ideal for home improvement projects, education expenses, major life events, debt consolidation and other major purchases.

Home Equity Term Loan

Home Equity Term Loans are taken as one lump sum and paid off with monthly installment payments of principal and interest.

Home Equity Loan Features

  • Accommodating repayment terms that work for your budget
  • 0.25% discount on your interest rate when your monthly payment is automatically deducted from a Tri City National Bank checking or savings account
  • Interest paid might be tax deductible3
  • Local decision-making and processing

Contact A local Lender

Apply Now

Home Equity Line of Credit (HELOC) Promotion

With a HELOC, the funds you need are available when you need it — no need to reapply! That means you can repeatedly use the line of credit. Your funds are easily accessible via check, Online Banking transfer, telephone banking transfer or a cashier’s check through your lender.

HELOC Features

  • Accommodating repayment terms that work for your budget
  • Great promotional rate!1
    • Now: 2.99% APR (special introductory fixed rate for 12 months)
    • Later: 3.99% APR (variable rate after introductory period)
  • No closing costs!2
  • Draws up to $1,000 increments
  • Interest paid might be tax deductible3
  • Local decision-making and processing

Contact a local lender

Apply Now

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