Protect your account! We will never call you and ask for your username, password or PIN number. NEVER share these important account details with anyone. When in doubt, hang up and call us directly at 888.874.2489.
savings that make sense
As your hometown bank, we want your business to thrive — and that starts with opening the right savings account. Tri City offers three comprehensive savings options, which can be opened at any of our convenient locations.
Business Savings Comparison
| Everyday Business Savings | Business Money Market | Business Money Market+ | |
|---|---|---|---|
| Description | The right choice for basic business savings! | Earn higher interest on your savings. | A top-tier savings option for your business. |
| Minimum to Open | $500 | $2,500 | $250,000 |
| Minimum Average Balance | $1,000 | $5,000 | $250,000 |
| Monthly Fee | $5 | $15 | $25 |
| Ways to Avoid Monthly Fee | Maintain minimum balance | Maintain minimum balance | Maintain minimum balance |
| Checks |  |
|
|
| Interest Earning | |
|
|
| Savings Cash Deposited Per Month; Fee | $5,000 No Fee; $0.40 after | No Fee! | No Fee! |
| Learn More | Everyday business Savings | business money market | Business Money Market+ |
Looking for higher rates for longer terms? Learn more about a Business Certificate of Deposit (CD).
FREE mobile banking with mobile deposit1
FREE basic business online banking
INTEREST earned on entire balance
business Savings FAQ
What is a valid form of picture identification?
- Valid (not expired) Wisconsin driver’s license or identification card
- United States passport
- Government or military ID
- Resident alien card
- For customers new to Wisconsin, a valid picture driver’s license from another state
What is ChexSystems?
ChexSystems is a nationwide reporting and collection agency. The agency is used by most financial institutions to collect and track individuals who owe money to banks and who have mishandled their bank accounts.
Can I go to any Tri City branch or only the one where I opened my account?
You may conduct your banking business at any of our convenient locations.
How can I access my account information?
You may access your account information, including transactions that have cleared, 24 hours a day, every day, via Digital Banking.
To access Telephone Banking, call 414-874-2489 or 888-874-2489. You must be enrolled and choose a PIN to be able to access Telephone Banking. To enroll, stop by any of our convenient locations.
Does Tri City National Bank have a deposit cutoff time?
No. All deposits made during regular banking hours within any of our branches will be credited on the day of deposit. Deposits made on Saturdays, Sundays and federal holidays will be credited on the next business day.
What is Tri City National Bank’s Funds Availability Policy?
Our policy is to make funds from your deposits available to you on the first business day after the day we receive your deposit. Funds from electronic direct deposits into your account will be available on the day we receive your deposit. Once they are available, you can withdraw the funds in cash, and we will use the funds to pay checks that you have written.
For determining the availability of your deposits, every day is a business day except Saturdays, Sundays and federal holidays. If you make a deposit before closing on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after closing or on a non-business day, we will consider that the deposit was made on the next business day we are open.
In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees or if we decide to take this action after you have left the premises, we will mail you the notice by the day after we receive your deposit.
Please remember that even after we have made funds available to you and you have withdrawn the funds, you are still responsible for checks you deposit that are returned to us unpaid.
What is the routing number?
Our routing number is 075001199. Routing number is also called an ABA, transit or banking number.
On personal checks, your account number is the second set of numbers.
The third set is your check number. This should match the check number in the top-right corner of your check.
You will need the routing and account numbers for direct deposit, wire transfers and other electronic transactions.
How does my interest accrue?
Tri City National Bank uses the daily balance method to calculate interest. This method applies a daily periodic rate (current interest rate divided by 365 days) to the current balance in the account each day.
Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items.
What does APY mean?
APY stands for Annual Percentage Yield. This is the amount of interest you would earn in one year if the interest is compounded. The accrued interest must be left in the account to achieve the stated APY.
Interest may be posted (credited) monthly, quarterly or annually, depending on the type of account. Please request a Truth in Savings Disclosure for interest posting methods on a specific type of account.