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Buckle Up!
Buying a car? Make your budget — happy. Whether you've found your dream car and are ready to apply, or want to be pre-approved to buy when the time is right, your hometown bank is here to help.
ASK ABOUT OUR 90 DAYS OF NO PAYMENTS1 PROMOTIONAL OFFER!
Use your period of no payments to build your savings or pay-off other debts.
MEET WITH A LOCAL LENDER
Prefer to discuss your auto loan or refinance in person? No problem! Our local lenders are ready and willing to help.
Ask about our promotional offer, flexible terms, and other benefits for a Tri City auto loan.
Love your ride, but not the rate?
Meet with us and ask our local banking experts about refinancing your current auto loan from another lender to Tri City's competitive, fixed rates.
Or, if you are buying out the lease on your existing vehicle, we can help with that too!
DISCOUNTED RATE FOR AUTOMATIC PAYMENTS
Receive an even better rate when you set-up automatic payments from a Tri City personal checking account. Meet with a banker to get started!
Auto Loans
| Year | Term | Interest Rate | APR* |
|---|---|---|---|
| 2024–2025 New | 36 Months | 5.750% | 5.770% |
| 2024–2025 New | 48 Months | 5.750% | 5.765% |
| 2024–2025 New | 60 Months | 5.900% | 5.912% |
| 2024–2025 New | 72 Months | 6.150% | 6.161% |
| 2019-2024 Used | 36 Months | 5.750% | 5.770% |
| 2019-2024 Used | 48 Months | 5.750% | 5.765% |
| 2019-2024 Used | 60 Months | 5.900% | 5.912% |
Auto Loan Calculator
auto loans FAQ
Can I apply for an auto loan if I am still car shopping?
Yes. We encourage you to apply for an auto loan as soon as possible, so you can be ready to purchase your dream car when you find it. Simply select the "Apply Now" button on this page to get started. If you'd prefer to meet with a local lender in-person, you are welcome to schedule a meeting at the Tri City branch closest to you!
Can I refinance my current car loan with Tri City?
Yes, you can refinance an existing car loan from another financial institution or dealership with Tri City. Simply select the "Apply Now" button to on this page to get started.
Do I have to buy a car or motorcycle from a dealership to qualify for a loan?
You may purchase your car or motorcycle from a dealership or a private party. Please keep in mind that specific qualifying conditions do apply.