All Tri City locations will be closed Thursday, June 19th, for Juneteenth National Independence Day.
No Place Like It
Whether you’re hunting for your first home or financing the house of your dreams, Tri City is the key to your local mortgage.
Our lending team brings a lot to the table — a working knowledge of the local real estate market, expertise in finding the best rates and terms for your budget, and attentive service to make the process as easy to navigate as possible.
$1,000 off closing costs for first-time home buyers
As a first-time home buyer with a Tri City checking account, you will receive a $1,000 credit off your mortgage closing costs.1 Plus, receive a $250 bonus when you connect your direct deposit to your Tri City checking.2 To get started, register for an upcoming seminar or get pre-approved below.
Have questions about a loan?
Submit an email inquiry below or contact our mortgage inquiry phone line at 414.209.3510.
Meet Your Lenders
Homebuying Seminars
Finish or Check Application
Check Rates
Financing Assistance
Home Construction Seminars
credit builder program
This program is designed to help those who are new to the credit system build a credit history and save for a down payment or other need. Credit-builder loan proceeds are deposited into a certificate of deposit at Tri City and used as collateral for the loan. The monthly payments are reported to the credit bureau building your credit history. At the end of the term, the borrower has the funds in the certificate of deposit to use as a down payment or for other needs.
LOW DOWN PAYMENT LOANS
Tri City National Bank offers a variety of low-down-payment loans to fit your needs. In most cases these loans will require Private Mortgage Insurance (PMI). The mortgage insurance premium is generally paid monthly and added to your mortgage payment.
AWARD-WINNING LENDER
Tri City has been voted Milwaukee's Best Mortgage Lending Company (2022, 2023, 2024) and Milwaukee's Best Bank (2021, 2022, 2023, 2024) in the Milwaukee Journal Sentinel's Top Choice Awards.
Fixed Rate Mortgage Loans
Product | Interest Rate | APR* |
---|---|---|
30 Year Fixed Rate Mortgage | Tri City Servicing | 7.000% | 7.059% |
30 Year Fixed Rate Mortgage | Servicing Sold | 6.625% | 6.683% |
15 Year Fixed Rate Mortgage | Tri City Servicing | 6.250% | 6.344% |
15 Year Fixed Rate Mortgage | Servicing Sold | 6.000% | 6.093% |
30 Year Fixed Rate Mortgage |WHEDA First-time Homebuyer* | 6.500% | 6.577% |
Fixed-Rate Mortgage features
- Interest rate does not change during life of loan
- Down payment as low as 3%
- Flexible-term loans
- Fixed/level payment of principal and interest for the life of the loan (interest-only payments available in some situations)
- May require private mortgage insurance
Adjustable Rate Mortgage (ARM) Loans
Product | Interest Rate | APR* |
---|---|---|
7 Year Adjustable Rate Mortgage (ARM) | 6.625% | 6.683% |
5 Year Adjustable Rate Mortgage (ARM) | 6.500% | 6.557% |
Adjustable-Rate Mortgage features
- Interest rate adjusted periodically, according to a preselected index
- Down payment as low as 5%
- Initial interest rate is locked for up to seven years, then changes annually
- Caps limit how much the rate may change over the life of the loan
- May require private mortgage insurance