Protect your account!
We will never call you and ask for your username, password or PIN number. NEVER share these important account details with anyone. When in doubt, hang up and call us directly at 888.874.2489.
Whether you're looking for a basic savings account or a money market, Tri City has savings options for earning interest and increasing your balance at a pace that works for you.
Everyday Savings | Money Market | Money Market+ | Certificate of Deposit (CD) | |
---|---|---|---|---|
Description | Perfect for the everyday! | Earn higher interest on your savings. | Our top-tier savings account. | Earn higher rates for longer terms. |
Minimum to Open | $25 | $500 | $250,000 | $5003 |
Minimum Required Balance | $0 | $1,500 or $5,000 combined1 | $250,000 | $0 |
Monthly Maintenance Fee | No Fee! | $15 | $25 | No Fee! |
Ways to Avoid Monthly Fee | No Fee! | Maintain minimum balance | Maintain minimum balance | No Fee! |
Checks | ||||
Interest Earning | ||||
Learn More | Everyday Savings | Money Market | Money Market+ | Certificate of DeposiT (CD) |
FREE mobile banking with mobile deposit2
earn competitive interest on entire balance
easily transfer funds with FREE online and mobile banking
ChexSystems is a nationwide reporting and collection agency. The agency is used by most financial institutions to collect and track individuals who owe money to banks and who have mishandled their bank accounts.
You may conduct your banking business at any of our convenient locations.
You may access your account information, including transactions that have cleared, 24 hours a day, every day, via Digital Banking.
To access Telephone Banking, call 414-874-2489 or 888-874-2489. You must be enrolled and choose a PIN to be able to access Telephone Banking. To enroll, stop by any of our convenient locations.
If you have enrolled in Telephone Banking and chosen a PIN, you may access deposit and loan account balances, discover what transactions have posted to your account, and find interest information on deposit and loan accounts.
Also, you may transfer funds between your accounts if you have a signed Balance Transfer Agreement on file. To complete a Balance Transfer Agreement, call 414-874-2489 or 888-874-2489 and please press “0” to speak to a Customer Service Representative or stop by any of our convenient locations.
You may press “0” to speak to a Telephone Banking Customer Service Representative during the following days and times:
Monday – Friday: 8:30 a.m. – 6:00 p.m.
Saturday: 8:30 a.m. – 2:00 p.m.
No. All deposits made during regular banking hours within any of our branches will be credited on the day of deposit. Deposits made on Saturdays, Sundays and federal holidays will be credited on the next business day.
Our policy is to make funds from your deposits available to you on the first business day after the day we receive your deposit. Funds from electronic direct deposits into your account will be available on the day we receive your deposit. Once they are available, you can withdraw the funds in cash, and we will use the funds to pay checks that you have written.
For determining the availability of your deposits, every day is a business day except Saturdays, Sundays and federal holidays. If you make a deposit before closing on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after closing or on a non-business day, we will consider that the deposit was made on the next business day we are open.
In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees or if we decide to take this action after you have left the premises, we will mail you the notice by the day after we receive your deposit.
Please remember that even after we have made funds available to you and you have withdrawn the funds, you are still responsible for checks you deposit that are returned to us unpaid.
Electronically depositing your check into your Tri City account is a faster and more secure method of receiving funds — no more worrying about having your check delayed or lost/stolen in the mail. The money is posted to your account the day we receive your deposit.
Our routing number is 075001199. Routing number is also called an ABA, transit or banking number.
On personal checks, your account number is the second set of numbers.
The third set is your check number. This should match the check number in the top-right corner of your check.
You will need the routing and account numbers for direct deposit, wire transfers and other electronic transactions.
Approximately 30 days before the maturity date, you will be mailed a maturity notice. It will show your maturity date, your interest rate, balance and interest payment at maturity. If you would like to renew the CD or IRA CD, it will automatically do so 10 days after the maturity date.
Tri City National Bank uses the daily balance method to calculate interest. This method applies a daily periodic rate (current interest rate divided by 365 days) to the current balance in the account each day.
Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items.
APY stands for Annual Percentage Yield. This is the amount of interest you would earn in one year if the interest is compounded. The accrued interest must be left in the account to achieve the stated APY.
Interest may be posted (credited) monthly, quarterly or annually, depending on the type of account. Please request a Truth in Savings Disclosure for interest posting methods on a specific type of account.