Your Interest Rates
Mortgage Options
Comparison table of Mortgage Options
| Product/Term |
Interest Rate |
APR* |
| 30 Year Fixed Rate |
6.500% |
6.601% |
| 15 Year Fixed Rate |
5.875% |
5.998% |
| 7 Year Adjustable Rate (ARM) |
6.000% |
6.374% |
| Home Bank Equity Plan |
6.740% |
6.740% |
Auto Loans
Comparison table of Auto Loans
| Year |
Term |
Interest Rate |
APR* |
| 2021–2022 New |
36 Months |
4.490% |
4.490% |
| 2021–2022 New |
48 Months |
4.740% |
4.741% |
| 2021–2022 New |
60 Months |
4.990% |
4.992% |
| 2021–2022 New |
72 Months* |
5.240% |
5.241% |
| 2018-2021 Used |
36 Months |
4.490% |
4.490% |
| 2018-2021 Used |
48 Months |
4.740% |
4.741% |
| 2018-2021 Used |
60 Months |
4.990% |
4.992% |
Investor Checking
Comparison table of Investor Checking
| Tier |
Interest Rate |
APY* |
Minimum to Open |
| $0–$2,499 |
0.01% |
0.01% |
$50.00 |
| $2,500+ |
0.01% |
0.01% |
$50.00 |
50+ Checking
Comparison table of 50+ Checking
| Tier |
Interest Rate |
APY* |
Minimum to Open |
| $0+ |
0.01% |
0.01% |
$50.00 |
Money Market Investor
Comparison table of Money Market Investor
| Tier |
Interest Rate |
APY* |
Minimum to Open |
| $0–$9,999 |
0.01% |
0.01% |
$100.00 |
| $10,000–$49,999 |
0.02% |
0.02% |
$100.00 |
| $50,000–$99,999 |
0.03% |
0.03% |
$100.00 |
| $100,000+ |
0.04% |
0.04% |
$100.00 |
Statement Savings Account
Comparison table of Statement Savings Account
| Tier |
Interest Rate |
APY* |
Minimum to Open |
| Statement Savings |
0.01% |
0.01% |
$100.00 |
Dream Savings
Comparison table of Dream Savings
| Tier |
Interest Rate |
APY* |
Minimum to Open |
| Dream Savings |
0.01% |
0.01% |
$1.00 |
Health Savings Account
Comparison table of Health Savings Account
| Tier |
Interest Rate |
APY* |
Minimum to Open |
| $0–$9,999 |
0.01% |
0.01% |
$50.00 |
| $10,000–$24,999 |
0.02% |
0.02% |
$50.00 |
| $25,000+ |
0.02% |
0.02% |
$50.00 |
Certificates of Deposit
Comparison table of Certificates of Deposit
| Term |
Interest Rate |
APY* |
Minimum to Open |
| 3 Months |
0.03% |
0.03% |
$500.00 |
| 6 Months |
0.03% |
0.03% |
$500.00 |
| 12 Months |
0.05% |
0.05% |
$500.00 |
| 18 Months |
0.05% |
0.05% |
$500.00 |
| 24 Months |
0.10% |
0.10% |
$500.00 |
| 30 Months |
0.10% |
0.10% |
$500.00 |
| 36 Months |
0.20% |
0.20% |
$500.00 |
| 48 Months |
0.25% |
0.25% |
$500.00 |
| 60 Months |
0.40% |
0.40% |
$500.00 |
Certificates of Deposit - Special
Comparison table of Certificates of Deposit - Special
| Term |
Interest Rate |
APY* |
Minimum to Open |
| 10 Months Personal CD |
1.250% |
1.250% |
$500.00 |
| 10 Months Business CD |
1.250% |
1.250% |
$500.00 |
| 15 Months Personal CD |
1.500% |
1.500% |
$500.00 |
| 15 Months Business CD |
1.500% |
1.500% |
$500.00 |
Individual Retirement Accounts
Comparison table of Individual Retirement Accounts
| Contributory / Non-Contributory |
Term |
Interest Rate |
APY* |
Minimum to Open |
| Contributory |
18 Months (Variable*) |
3.77% |
3.84% |
$500.00 |
| Non-Contributory |
12 Months (Fixed) |
0.05% |
0.05% |
$500.00 |
| Non-Contributory |
18 Months (Fixed) |
0.05% |
0.05% |
$500.00 |
| Non-Contributory |
24 Months (Fixed) |
0.10% |
0.10% |
$500.00 |
| Non-Contributory |
30 Months (Fixed) |
0.10% |
0.10% |
$500.00 |
| Non-Contributory |
36 Months (Fixed) |
0.20% |
0.20% |
$500.00 |
| Non-Contributory |
48 Months (Fixed) |
0.25% |
0.25% |
$500.00 |
| Non-Contributory |
60 Months (Fixed) |
0.40% |
0.40% |
$500.00 |
Individual Retirement Account Money Market
Comparison table of Individual Retirement Account Money Market
| Tier |
Interest Rate |
APY* |
Minimum to Open |
| $0 – $9,999 |
0.01% |
0.01% |
$100.00 |
| $10,000 – $49,999 |
0.02% |
0.02% |
$100.00 |
| $50,000 – $99,999 |
0.03% |
0.03% |
$100.00 |
| $100,000+ |
0.04% |
0.04% |
$100.00 |
