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Take a Path to Save Cash
Refinancing your home loan can save a lot of money in the long run. At Tri City National Bank, we offer two no-fee options for mortgage refinancing.
Rapid Refinance
Enjoy the competitive interest rates, with cash-out possible, with the Rapid Refinance option. Education expenses, major life events, major home improvements, debt consolidation — whatever your need, Rapid Refinance can help!
Details
- Existing customers can qualify for the no closing costs promotion by applying to increase their current home loan by $25,000 or 50% of the original loan balance on cash-out refinances.2
- Interest paid might be tax deductible3
Rapid Refinance Home Equity Loans
Product | Interest Rate | APR* |
---|---|---|
5 Year Fixed Rate Home Equity | Rapid Refinance | 6.000% | 6.000% |
10 Year Fixed Rate Home Equity | Rapid Refinance | 6.375% | 6.375% |
Traditional Refinance Options
Adjustable Rate Mortgage (ARM)
With this loan option, the initial interest rate is locked for up to 7 years, then changes annually.
Details
- Interest rate is adjusted periodically according to a preselected index
-
Caps limit how much the rate may change over the life of the loan
Fixed-rate mortgage
With a fixed-rate loan, you make level payments of principal and interest for the life of the loan. Interest-only payments may be available in some situations
Details
- Interest rate does not change during life of loan
- Flexible term loans
Fixed Rate Mortgage Loans
Product | Interest Rate | APR* |
---|---|---|
30 Year Fixed Rate Mortgage | Tri City Servicing | 7.125% | 7.184% |
30 Year Fixed Rate Mortgage | Servicing Sold | 6.750% | 6.808% |
15 Year Fixed Rate Mortgage | Tri City Servicing | 6.375% | 6.469% |
15 Year Fixed Rate Mortgage | Servicing Sold | 6.000% | 6.093% |
30 Year Fixed Rate Mortgage |WHEDA First-time Homebuyer* | 6.625% | 6.703% |
Adjustable Rate Mortgage (ARM) Loans
Product | Interest Rate | APR* |
---|---|---|
7 Year Adjustable Rate Mortgage (ARM) | 6.625% | 6.683% |
5 Year Adjustable Rate Mortgage (ARM) | 6.500% | 6.557% |