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Take a Path to Save Cash

Refinancing your home loan can save a lot of money in the long run. At Tri City National Bank, we offer two no-fee options for mortgage refinancing.

Just Right Refinance

With Just Right Refinance, it’s just the right time to refinance your home!

Enjoy a low monthly payment. Pay off your loan sooner. You can even use your home’s equity for a renovation project.


  • 7.125% fixed rate APR for a 10-year term1
  • No closing costs for loans $100,000 or less2

Rapid Refinance

Enjoy the competitive interest rates, with cash-out possible, with the Rapid Refinance option. Education expenses, major life events, major home improvements, debt consolidation — whatever your need, Rapid Refinance can help!


  • No closing costs for loans $100,000 or less2
  • Interest paid might be tax deductible3

Traditional Refinance Options

Adjustable Rate Mortgage (ARM)

With this loan option, the initial interest rate is locked for up to 7 years, then changes annually.


  • Interest rate is adjusted periodically according to a preselected index
  • Caps limit how much the rate may change over the life of the loan

Fixed-rate mortgage

With a fixed-rate loan, you make level payments of principal and interest for the life of the loan. Interest-only payments may be available in some situations


  • Interest rate does not change during life of loan
  • Flexible term loans


Loan Calculator

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