Our Oak Creek branch at 6400 S. 27th St. is closed for remodeling, please continue banking with us online or at our grocery store location next door (6462 S. 27th St.).


Take a Path to Save Cash

Refinancing your home loan can save a lot of money in the long run. At Tri City National Bank, we offer two no-fee options for mortgage refinancing.

Just Right Refinance

With Just Right Refinance, it’s just the right time to refinance your home!

Enjoy a low monthly payment. Pay off your loan sooner. You can even use your home’s equity for a renovation project.


  • 6.750% fixed rate APR for a 10-year term1
  • No closing costs for loans $100,000 or less2

Rapid Refinance

Enjoy the competitive interest rates, with cash-out possible, with the Rapid Refinance option. Education expenses, major life events, major home improvements, debt consolidation — whatever your need, Rapid Refinance can help!


  • Existing customers can qualify for the no closing costs promotion by applying to increase their current home loan by $25,000 or 50% of the original loan balance on cash-out refinances.2
  • Interest paid might be tax deductible3

Traditional Refinance Options

Adjustable Rate Mortgage (ARM)

With this loan option, the initial interest rate is locked for up to 7 years, then changes annually.


  • Interest rate is adjusted periodically according to a preselected index
  • Caps limit how much the rate may change over the life of the loan

Fixed-rate mortgage

With a fixed-rate loan, you make level payments of principal and interest for the life of the loan. Interest-only payments may be available in some situations


  • Interest rate does not change during life of loan
  • Flexible term loans


Loan Calculator

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