Advantage Checking

The checking that pays

Get ahead with our Advantage Checking. Earn interest and enjoy access to great digital banking features.

FREE mobile banking with mobile deposit²

FREE Visa® debit card with controls and alerts

$25 Grace Amount for overdrawn balances⁴

advantage Checking Features¹

Monthly Minimum Balance Fee of $15.00. To avoid this fee:
- Maintain an average balance³ of $1,500.00; OR
- Maintain a combined average balance of $15,000.00 in related Tri City National Bank checking, savings, and/or money market account(s). Combined accounts must be linked to qualify (contact us to link), OR
- Receive one (1) ACH Direct Deposit each statement cycle.
Earn interest. Interest is compounded and credited monthly.
ATM withdrawals at non-Tri City ATMs: first 5 ATM withdrawals free each statement cycle. ATM owner may charge fees.
Free Online Banking and Bill Pay
Free Mobile Banking with mobile deposit²
Free Visa® debit card with controls and alerts
Free access to Zelle® in the Tri City app
Free eStatements. Customer must sign up to receive.
- Paper statements are $3 per month; fee is waived for personal accounts if the primary account owner is 65 years of age or older.
Discounted checks in select styles.
$50 minimum deposit to open

APPLY ONLINE

¹Terms and fees are subject to change at any time. Account opening is subject to approval. Personal accounts only.

²Data and messaging fees may apply. Contact your mobile provider for details. Mobile deposit is subject to eligibility requirements and restrictions.

³The average balance (ledger) is listed on each statement as“Average Balance” and is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

⁴Grace Amount: If you unintentionally overdraw your account and the ledger balance after all items have been processed for that day is $25 or less no overdraft fees will be assessed. A $25 continuous overdraft fee will be assessed every 6th business day your account remains overdrawn. Overdraft Fees are $35 per item and can be imposed for covering overdrafts created by check, in-person withdrawals, ATM withdrawals or other electronic means. Whether your overdraft is paid is discretionary and the bank reserves the right not to pay. A deposit must be made to bring your overdraft balance positive immediately.

Advantage Checking

Comparison table of Advantage Checking
Tier	Interest Rate	APY^*	Minimum to Open
Below $1,500	0.01%	0.01%	$50.00
$1,500+	0.02%	0.02%	$50.00

The checking that pays

advantage Checking Features1

Advantage Checking

advantage Checking Features¹