Our Oak Creek branch at 6400 S. 27th St. is closed for remodeling, please continue banking with us online or at our grocery store location next door (6462 S. 27th St.).

Advantage Checking

above the rest

Get ahead with our Advantage Checking. Earn interest and enjoy access to great digital banking features.

FREE mobile banking with mobile deposit2

FREE Visa® debit card with controls and alerts

FREE online banking and bill pay

advantage Checking Features1

  • Monthly Minimum Balance Fee of $15.00. To avoid this fee:
    • Maintain an average balance3 of $1,500.00; OR
    • Maintain a combined average balance of $15,000.00 in related Tri City National Bank checking, savings, and/or money market account(s). Combined accounts must be linked to qualify (contact us to link), OR
    • Receive one (1) ACH Direct Deposit each statement cycle.
  • Earn interest. Interest is compounded and credited monthly. 
  • ATM withdrawals at non-Tri City ATMs: first 2 ATM withdrawals free each statement cycle
  • Free Online Banking and Bill Pay
  • Free Mobile Banking with mobile deposit2
  • Free Visa® debit card with controls and alerts
  • Free access to Zelle® in the Tri City app
  • Free eStatements. Customer must sign up to receive.
    • Paper statements are $3 per month; fee is waived for personal accounts if the primary account owner is 65 years of age or older.
  • $50 minimum deposit to open


$25 Grace Amount for overdrawn balances

Grace Amount (de minimis exclusion from overdraft fees): If you unintentionally overdraw your account and the ledger balance after all items have been processed for that day is $25 or less no overdraft fees will be assessed. A $25 continuous overdraft fee will be assessed every 6th business day your account remains overdrawn. Overdraft Fees are $35 per item and can be imposed for covering overdrafts created by check, in-person withdrawals, ATM withdrawals or other electronic means. Whether your overdraft is paid is discretionary and the bank reserves the right not to pay. A deposit must be made to bring your overdraft balance positive immediately.

Advantage Checking

Comparison table of Advantage Checking
Tier Interest Rate APY* Minimum to Open
Below $1,500 0.01% 0.01% $50
$1,500+ 0.02% 0.02% $50
Some content requires Adobe Acrobat Reader to view.