Rates

Your Interest Rates

Certificates of Deposit - Special

Comparison table of Certificates of Deposit - Special
Term Interest Rate APY* Minimum to Open
7 Month Personal or Business CD 3.34% 3.40% $2,500

Certificates of Deposit

Comparison table of Certificates of Deposit
Term Interest Rate APY* Minimum to Open
3 Months 1.98% 2.00% $500
6 Months 2.85% 2.90% $500
12 Months 2.85% 2.90% $500
18 Months 2.47% 2.50% $500
24 Months 2.47% 2.50% $500
30 Months 2.47% 2.50% $500
36 Months 2.47% 2.50% $500
48 Months 2.47% 2.50% $500
60 Months 2.47% 2.50% $500

Fixed Rate Mortgage Loans

Comparison table of Fixed Rate Mortgage Loans
Product Interest Rate APR*
30 Year Fixed Rate Mortgage | Tri City Servicing 6.500% 6.557%
30 Year Fixed Rate Mortgage | Servicing Sold 6.375% 6.432%
15 Year Fixed Rate Mortgage | Tri City Servicing 5.875% 5.968%
15 Year Fixed Rate Mortgage | Servicing Sold 5.875% 5.968%
30 Year Fixed Rate Mortgage |WHEDA First-time Homebuyer* 6.000% 6.075%

Adjustable Rate Mortgage (ARM) Loans

Comparison table of Adjustable Rate Mortgage (ARM) Loans
Product Interest Rate APR*
7 Year Adjustable Rate Mortgage (ARM) 5.875% 5.930%
5 Year Adjustable Rate Mortgage (ARM) 5.625% 5.679%

Government Loans

Comparison table of Government Loans
Product Interest Rate APR*
30 Year Fixed Rate Mortgage |VA 6.490% 6.735%
30 Year Fixed Rate Mortgage | FHA 6.125% 6.513%

Construction and Renovation Loans

Comparison table of Construction and Renovation Loans
Product Interest Rate APR*
5.49% 12-mo. | 7 Year Construction Adjustable Rate Mortgage (ARM) 5.875% 6.307%
5.99% 12-mo. | 5 Year Construction Adjustable Rate Mortgage (ARM) 5.625% 6.050%

Home Equity Loans and Lines of Credit

Comparison table of Home Equity Loans and Lines of Credit
Product Interest Rate APR*
3.99% 6-mo. Intro Rate | HELOC 6.240% 6.240%
5.49% 12-mo. Intro Rate | HELOC 6.240% 6.240%
5 Year Home Equity Loan 6.875% 6.875%
10 Year Home Equity Loan 7.750% 7.750%

Rapid Refinance Home Equity Loans

Comparison table of Rapid Refinance Home Equity Loans
Product Interest Rate APR*
5 Year Fixed Rate Home Equity | Rapid Refinance 6.000% 6.000%
10 Year Fixed Rate Home Equity | Rapid Refinance 6.375% 6.375%

Auto Loans

Comparison table of Auto Loans
Year Term Interest Rate APR*
2025–2026 New 36 Months 4.597% 4.650%
2025–2026 New 48 Months 4.875% 4.916%
2025–2026 New 60 Months 5.375% 5.408%
2025–2026 New 72 Months 5.875% 5.903%
2020-2025 Used 36 Months 4.597% 4.650%
2020-2025 Used 48 Months 5.125% 5.166%
2020-2025 Used 60 Months 5.500% 5.533%

Advantage Checking

Comparison table of Advantage Checking
Tier Interest Rate APY* Minimum to Open
Below $1,500 0.01% 0.01% $50
$1,500+ 0.02% 0.02% $50

Advantage+ Checking

Comparison table of Advantage+ Checking
Tier Interest Rate APY* Minimum to Open
Below $5,000 0.01% 0.01% $100
$5,000+ 0.03% 0.03% $100

Everyday Savings

Comparison table of Everyday Savings
Tier Interest Rate APY* Minimum to Open
$0+ 0.02% 0.02% $100

Money Market

Comparison table of Money Market
Tier Interest Rate APY* Minimum to Open
Below $1,500.00 0.01% 0.01% $500
$1,500 to $9,999.99 0.19% 0.20% $500
$10,000 to $49,999.99 0.24% 0.25% $500
$50,000 to $99,999.99 0.49% 0.50% $500
$100,000+ 0.99% 1.00% $500

Money Market+

Comparison table of Money Market+
Tier Interest Rate APY* Minimum to Open
Below $250,000 0.99% 1.00% $250,000
$250,000 – $499,999.99 1.98% 2.00% $250,000
$500,000 – $999,999.99 2.27% 2.30% $250,000
$1,000,000 – $1,999,999.99 2.56% 2.60% $250,000
$2,000,000 + 2.95% 3.00% $250,000

Health Savings Account

Comparison table of Health Savings Account
Tier Interest Rate APY* Minimum to Open
Below $10,000 0.02% 0.02% $50
$10,000–$24,999.99 0.02% 0.02% $50
$25,000+ 0.02% 0.02% $50

Individual Retirement Accounts

Comparison table of Individual Retirement Accounts
Contributory / Non-Contributory Term Interest Rate APY* Minimum to Open
Contributory 18 Months (Variable**) 2.85% 2.89% $500
Non-Contributory 12 Months (Fixed) 2.85% 2.90% $500
Non-Contributory 18 Months (Fixed) 2.47% 2.50% $500
Non-Contributory 24 Months (Fixed) 2.47% 2.50% $500
Non-Contributory 30 Months (Fixed) 2.47% 2.50% $500
Non-Contributory 36 Months (Fixed) 2.47% 2.50% $500
Non-Contributory 48 Months (Fixed) 2.47% 2.50% $500
Non-Contributory 60 Months (Fixed) 2.47% 2.50% $500

Individual Retirement Account Money Market

Comparison table of Individual Retirement Account Money Market
Tier Interest Rate APY* Minimum to Open
Below $10,000 0.19% 0.20% $100
$10,000 – $49,999.99 0.24% 0.25% $100
$50,000 – $99,999.99 0.49% 0.50% $100
$100,000+ 0.99% 1.00% $100

IOLTA

Comparison table of IOLTA
Tier Interest Rate APY* Minimum to Open
below $10,000 0.19% 0.20% $50
$10,000 – $49,999.99 0.24% 0.25% $50
$50,000 – $99,999.99 0.49% 0.50% $50
$100,000 + 0.99% 1.00% $50
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